Business Succession Planning – A strategy to maximize personal and financial security upon the transfer of business ownership from one generation to the next.
Group RRSP and Employee Benefits – A productive way to offer additional incentives to your employees, and keep retention high. We offer customized group health, dental and RRSP plans for small business and large corporations.
Buy/Sell Insurance – Planning for the loss of a business partner, or owner due to death, illness or disability is crucial to the continuity of your business, and to protect the financial interest of the families involved.
A buy/sell agreement specifies what will happen to the interests of the owner, shareholder or partner who passes away, becomes ill or disabled. In many cases the agreement requires that the other owners or partners purchase the deceased shares. Life insurance is one of the most effective methods to ensure that the funds are available when needed.